Al Meezan Investments


Largest pvt sector Asset Management and Investment Advisory Firm

Al Meezan Investments offer investment solutions, mutual funds and investment advisory services to specific needs of each of our customers.
Being the largest private sector Asset Management and Investment Advisory Firm operating in Pakistan it offer a comprehensive range of Shariah compliant investment solutions.
With an impressive track record of more than23 years, it has the status of being the only company in Pakistan with the sole mandate to provide Shariah complaint investment solutions to valued clients.
The aim is to “innovate and consistently perform”, thereby facilitating investors in achieving their financial objectives in a Shariah compliant manner.
The philosophy is based on our 5 Core Values which enable it to perform in harmony with mission to establish Al Meezan as a leading and trusted brand for savings and investments.
With assets under management of 93.27 Billion (as on June 29, 2018), Al Meezan offers a diverse range of Shariah compliant investment solutions ranging from equity, balanced, asset allocation, fixed income, money market, capital preservation, fund of fund, commodity and voluntary pension schemes.
Depending on each investor’s need, it provides expert guidance to them to achieve their financial objectives.
Separately Managed Accounts, popularly known as SMAs, offer Clients a relatively customized option to Portfolio structuring and Investment Management.
Al Meezan offer esteemed clients with a cost effective solution to draft their own portfolio objectives and requirements, all the while, providing expert guidance and suggestions on how to achieve their investment objective.
Key Highlights
Year of Establishment 1995
Head Office Karachi, Pakistan
Registered Office Address Ground Floor, Block B, Finance and Trade Centre (FTC), Shahrah-e-Faisal, Karachi, 74400- Pakistan
Business Areas Asset Management, Voluntary Pension Schemes Management & Investment Advisory Services
Management Quality Rating Excellent Management Quality Rating of AM1 by JCR-VIS Credit Rating Company
Funds and Products under Management 12 Open-end Mutual Funds, 1 Voluntary Pension Scheme and several Administrative Plans
Assets under Management Rs. 93.27 Billion (as on June 29, 2018)
To make Shariah compliant investing a first choice for investors.
To establish Al Meezan as a leading and trusted brand for savings and investments by offering innovative Shariah compliant investment solutions through ethical conduct, value added services and optimal returns, while protecting the interest of all stakeholders.
Core Values
Core Values are the 5 pillars of our foundation. They reflect and reinforce our character and standing as an organization.
These values depict the paradigm of internal and external expectations. These are dealings with members of the organization, customers, the shareholders and the communities.
The corporate culture is based on these values and serves as a beacon of guidance for all employees.
These values, fuel our drive to achieve newer milestones at every step of our journey to success.
Shariah Compliance
Ensure that all business operations and activities are Shariah compliant. As a Shariah Compliant entity the company is also accountable for ensuring that rulings and decisions made by the regulators, Shariah Board and Shariah Advisors.
Ethical Standards
Maintaining high ethical standards in the workplace translates in prioritizing the interest of the client, acting with integrity, competence and diligence, and respecting dealings with the public, clients, prospective clients and colleagues.
Professional Excellence
Professional excellence is about achieving excellence as an employee. It is at the core of being a “professional.”
Service Excellence
Service excellence is an attitude engrained in every department and employee.
Excellence is a consistent, premium service at every point of contact which is set by service-oriented tone that drives our company’s strategy at every level.
Social Responsibility
The company works in an ethical framework, which suggests that as an entity that have an obligation to act for the benefit of society at large.
It wants to contribute towards sustainable development not only through our products but also through the way we conduct business.
Equity Funds
Equity schemes aim to provide potential for high growth and returns with a relatively high level of risk, by investing in listed securities.
Such schemes are mostly actively managed, and are best suited for investors with a long term investment horizon.
Meezan Islamic Fund
Meezan Islamic Fund is an open-end Shariah Compliant equity scheme. The Fund invests only in those listed companies that have been approved by Shariah Advisor as Shariah compliant.
Investment Objective
The Fund seeks to generate long-term capital appreciation in a Shariah compliant manner. Emphasis is on contribution towards growth, both through appreciation and dividend income.
The investment strategy of the scheme is to identify and invest in businesses which have foreseeable growth prospects.
The investment team also monitors change in management (of these businesses) and key strategic decisions of management which could positively or negatively affect growth over the next 3-5 years.
Key Benefits
The Largest Open-end Equity Fund in the Private Sector in Pakistan with PKR 39.16 billion assets under management as on June 29, 2018
Cumulative return since inception (August 8, 2003 till June 29, 2018) is 1157% in PKR terms
Average Annualized returns since inception (August 8, 2003 till June 29, 2018) is 19% in PKR terms.
Pak Kuwait Investment Company
Pakistan Kuwait Investment Company (Private) Limited (PKIC) is Pakistan’s leading Development Financial Institution (DFI) engaged in investment and development banking activities in Pakistan.
PKIC was established as a joint venture between the Governments of Pakistan and Kuwait in 1979 and the company initiated operations with a paid-up capital of Rs. 62.50 million.
Over the years, paid up capital increased to PKR 6 billion while currently the total equity stands at PKR 11.04 billion, reflecting upon company’s impressive performance since inception.
Pak Kuwait Investment Company was the first Development Financial Institution (DFI) of its kind in Pakistan with an objective to induce infrastructural development, a purpose it has lived up-to successfully.
PKIC as a development financial institution has played a pivotal role in promoting industrial activity, by way of equity and debt investment in key areas of the economy.
PKIC continues to serve as a medium for catalyzing infrastructure development and enhancing real economic activity to help the nation in achieving a steep yet sustainable growth trajectory.
Al Meezan is one of the leading and fastest growing asset management companies in Pakistan. There are many reasons which set us apart and make us the preferred choice of thousands of investors.
Money is being handled through prudent and skilled fund management team with experience that stretches across asset classes and backed by strong Research and Risk Management.
Strong Distribution Network
Presence in leading cities of Pakistan with an expansion planned for further penetration.
Innovative Solutions
Al Meezan has been the pioneer in introducing diverse range of Shariah compliant investment solutions to serve our investors.
It has constantly been our endeavor to provide innovative and simplified investment solutions.
It was the first one to launch Shariah compliant income, money market, sovereign, pension, capital preservation, and commodity and index tracker funds in Pakistan.
Variety of Funds
The fund offer one of the broadest ranges of investment solutions to help investors meet their financial goals.
In addition to traditional equity, fixed income, and money market funds, it also manage a diversified portfolio of pension fund, index tracker, asset allocation, gold, capital preservation and fund of funds schemes.
Awards and Achievements
Al Meezan has been time and again recognized for its consistency in performance, outshining the competitors in domestic and global Islamic funds market.
It is recognized as Pakistan’s largest private sector Asset Management Company.
Quality Assurance Measures
The fund committed to provide world-class quality products and services to customers.
Staff at customer care department is trained to specially ensure adherence to customer privacy and safeguard of information, while dealing with sensitive material.
To ensure a culture of “Quality Customer Service”, they have a dedicated Service Quality Department.
The objective of this Department is to strengthen service culture, competitiveness and infrastructure by working closely with other departments.
The emphasis is on achieving an enhanced overall “Customer Satisfaction” level.
Regular training sessions are conducted for sales teams; call centers staff and other front-end staff on “Service Excellence” & “Compliance Related Policies”.
At Al Meezan, a comprehensive range of Shariah compliant investment solutions especially are designed to help achieve financial goals.
Mutual Funds
A wide variety of high-quality Shariah compliant mutual funds can be selected to match unique investment goals and risk appetite.
Equity Funds
Retirement planning is one of the most important life-stage goals.
Meezan Tahaffuz Pension Fund
Meezan Tahaffuz Pension Fund is Pakistan’s first and the largest Shariah Compliant Voluntary Pension Scheme.
MTPF is the best way to save and invest for your post-retirement needs and it has the potential to deliver superior returns with the added advantage of providing immense Tax Benefits which significantly enhances the yield on your investment.
Investment Objective & Philosophy
The Fund seeks to provide participants a regular Halal income stream after retirement/disability when they can no longer earn regular income to support their living so that they are not dependent on other members of the society.
Contributions in MTPF are invested in various Shariah compliant instruments to earn Halal returns and create wealth over the entire work life of the participant in accordance with the investment policy of MTPF.
Key Benefits
Meezan Tahaffuz Pension Fund is Pakistan’s first Shariah Compliant voluntary pension scheme
Additional catch-up incentives are provided to over 40 year’s age investors, with a maximum tax credit on 30% of taxable income till 55 years or older.
This is in addition to Tax credit facility on investment of up to Rs. 20 Lac or 20% of annual taxable income (whichever is lower) in open end mutual funds.
It’s Flexible, It’s Convenient – Choose to invest regularly through monthly, quarterly, half-yearly, yearly installments.
Contributions can be resumed at any time either through the new employer, your personal contribution or both.
Lump-sum Payment available on Retirement – On retirement, participants can withdraw up to 50% of the accumulated balance from their pension account, free of tax.
Premature Retirement – Death or disability, as defined in VPS Rules is deemed as retirement. This entitles the nominees to encash 50% of the accumulated balance, again free of tax.
A participant can select a retirement age between 60 and 70; and also change it at a later date, if he or she wants due to change of circumstances.
Allows you to systematically save during work years, so that one can benefit on retirement
Investment plans
As an individual, one may have many dreams including children’s education, a dream wedding for your beloved child, spiritual journey to perform Hajj or a home for your family.
There is an opportunity to support the philanthropic healthcare in Pakistan.
Meezan Mahana Kharch Account
Meezan Mahana Kharch Account (MMKA) is an administrative plan that facilitates you in achieving additional monthly income.
Investment Objective & Philosophy
Meezan Mahana Kharch Account is based on Meezan Islamic Income Fund/Meezan Cash Fund/ Meezan Sovereign Fund and is a great tool to achieve the goal of Halal and stable income on a regular basis.
Key Benefits
Meezan Mahana Kharch Account (MMKA) is Pakistan’s first Shariah compliant income plan which offers the flexibility to get payment on monthly, quarterly or semi-annual basis
No penalty on withdrawal
Need For SMAs
The need for SMAs stems from the fact that people are becoming more aware of investment avenues available to them and there is a growing desire for investors to have a personalized solution to their investment needs.
SMAs become handy in such situations where an investor is willing to invest a considerable amount of money and requires professional fund management, or advisory of the portfolio, based on the personalized risk tolerance and return requirement.