TFD Stocks Overview

E-commerce in growing stage

Ecommerce industry in Pakistan industry is in growing stage where a lot of space in products and services still exists.
Ecommerce is not much different than conventional commerce where supply and demand plays a vital role for growth.
The demand is still quite low in Pakistan if we compare with India. In Urban areas the high income people having knowledge of internet and technology use online payment systems such as Debit/credit cards, have friends and relative who make purchases online.
Almost 95 percent of UK populations buy goods or services from the internet retailers.
But people in Pakistan have preconception of being cheated online or they have heard some reviews from others which makes them unwilling to make online purchases.
In Pakistan retailers must create offers for user registrations and allow heavy discounts, giveaways or monetary benefits to users for bringing more users for registration.
Ecommerce industry is wanting in demand and this can be filled up by creating chain reaction which has a multiplier effect in users and finally in demand for products and services.
Ecommerce retailers should not always concentrate on making money from sales, their key target should be making money from users. Offers and discounts play a vital role in making products and services more and more appealing.
Customer service should be the top priority for online retailers in order to remove those barriers which could curb the future growth.
Not everyone uses credit/debit card online nor online banking and transfers, this is one of the biggest hurdle in user growth.
There should be an online payment system which can be accepted by almost every online retailer.
Retailers should build trust in customers and customers should build trust in retailers.
Retailers must not misguide customers when selling online. For instance, product images, descriptions, prices and other details should accurately reflect the original product that would be delivered.
Customers should also be honest. They should not force retailers for unnecessary refunds, returns or exchanges. Honesty is the heart which will build trust in both communities.
Retailers have more obligations. In this context they should do every possible thing to make customer happy and build trust, even if they incur some lose in doing so.
Retailers should always make customer friendly policies. The user would happily try to purchase from them if they know their money would not be wasted and they always have a room for settlement.
E-commerce is flourishing in our neighborhood region. India’s leading e-commerce website, Flipkart, recently raised a record $1 Billion in new investment, handling 5 Million shipments each month.
The website sees so much prospective in mobile shopping that it has a stated goal of becoming “the mobile e-commerce company of the future”.
China’s e-commerce leader, Alibaba, set a global record when it listed its shares on the New York Stock Exchange in September.
Alibaba’s Initial Public Offering raised an amazing $25 Billion, making its record-breaking IPO the biggest in the world.
The Chinese e-commerce giant’s market capitalization is over $250 Billion exceeding that of Wal-Mart, the world’s largest old economy retailer.
The market value of e-commerce companies in Pakistan’s immediate vicinity including Turkey, the Middle East, India and China exceeds half of a trillion dollars.
By 2017, the size of Pakistan e-commerce market is expected to reach over $600 Million from its current size of $30 Million spent on online purchases annually.
There are several factors driving this growth, which will phenomenally change the way we buy things over the next several years.
Pakistan’s Internet penetration rate historically exceeded that of India until 2009. In 2009, India launched 3G and its Internet penetration sky-rocketed.
With Pakistan’s long awaited entry into the 3G club a few months ago, there will be a similar burst of Internet accessibility which will further shoot online purchases.
Pakistan’s Internet enabled population will increase from 30 Million users today to 56 Million in 2019.
Over the next five years, 28 percent of the country’s citizens will have Internet access. This unprecedented reach will transform not just how consumers purchase goods, but will also significantly impact several other industries.
Along with the rise of Internet accessibility through 3G, Pakistan is simultaneously witnessing a rise in Smartphone usage.
There are an estimated 9 Million smartphone users in Pakistan, using handsets that are fully equipped with web browsers and online connectivity.
Smartphones have become increasingly sophisticated, but also greatly increasing the ease of going online.
The Internet becoming more accessible to consumers, consumers are also becoming more accessible to Internet merchants through the everywhere of the Smartphones in our pockets.
While the growth of smartphones in Pakistan is linked to the rise of Internet penetration, it is more so driven by the declining cost of increasingly sophisticated devices.
Chinese companies which have traditionally manufactured devices for the world’s leading mobile phone brands including Apple and Samsung, are now OEM’ing their own handsets for a fraction of the cost powered by Google’s Android operating system.
The low price point of relatively powerful smartphones in Pakistan is enabling online accessibility to penetrate lower untapped income strata of society.
India’s Flipkart sees so much potential in mobile shopping that it has a stated goal of becoming “the mobile e-commerce company of the future”.
Many banks and telcos alike have launched branchless banking and m-commerce initiatives ranging from MCB Banks’s MCBLite, Telenor’s Easy Paisa, Mobilink’s Mobicash, Zong and Askari Bank’s Timepay, UBL’s Netbanking and others.
The number of branchless banking agents which facilitate offline payments for online purchases tripled from 41,000 in 2012 to 125,000 in 2013, making it increasingly easier and more convenient to transfer money.
One of the most frequent complaints from Pakistan’s online sellers of not being able to get merchant accounts that allow them to card payments online, has been abated.
Citibank Pakistan was once the only bank in the country to offer online merchant accounts, it was also notably difficult for businesses to get approved.
UBL has since launched its Go Green Internet Merchant Account product for businesses which is far more reasonable in its on-boarding criteria.
Online merchants can now potentially collect payments electronically from 12 Million debit cards in Pakistan.
The most successful online payment solution currently available in the country is Inter Bank Fund Transfer (IBFT).
A large volume of payments are made by consumers directly going to their bank’s website to electronically transfer funds to online stores.
Most banks are now offering their customers net banking IBFT payment facilities through their websites, bringing a majority of the country’s banked population into the fold of electronic payments.
95 percent of online purchases are paid for through COD at the time the parcel is delivered to customer.
TCS, BlueEX, Leopards and other couriers are providing COD delivery services across over 150 cities in the country.
Approximately 35 percent of the country’s monthly 70,000 COD shipments are delivered to cities outside the three main urban centers of Karachi, Lahore and Islamabad.
Urban shoppers are more online as a percentage of population, the value for rural shoppers is higher as many products are not available in their local markets.
Over 72 percent of Internet users in the US are digital shoppers. This contrasts sharply with less than 3 percent of Pakistani Internet users who have bought goods online.
In Pakistan we are seeing online brands deploying significant advertising budgets for mainstream media advertising.
General classifieds sites like OLX, funded by the South African mega media group Naspers, and Asani, a Schibsted funded company from Norway, have embarked in our online industry’s first media war with ads .
Rocket Internet, which runs Daraz and Kaymu in Pakistan, recently completed an $8.2 Billion IPO in October of this year.
Daraz and Kaymu are well funded and will be pouring capital into the Pakistani e-commerce market in a magnitude not seen here before.
Several other Pakistani online players will be launching their TV ads in the coming months, giving new credibility to the online medium and e-commerce.
All of these developments will lead to a rapid increase in trust as first time online shoppers experience e-commerce and generate acceptance through word-of-mouth.
Big foreign investors are to become first movers in emerging from our ecosystem and bootstrapping to success. This industry has an insatiable appetite for capital. The e-commerce party has started.

xosotin chelseathông tin chuyển nhượngcâu lạc bộ bóng đá arsenalbóng đá atalantabundesligacầu thủ haalandUEFAevertonfutebol ao vivofutemaxmulticanaisonbetbóng đá world cupbóng đá inter milantin juventusbenzemala ligaclb leicester cityMUman citymessi lionelsalahnapolineymarpsgronaldoserie atottenhamvalenciaAS ROMALeverkusenac milanmbappenapolinewcastleaston villaliverpoolfa cupreal madridpremier leagueAjaxbao bong da247EPLbarcelonabournemouthaff cupasean footballbên lề sân cỏbáo bóng đá mớibóng đá cúp thế giớitin bóng đá ViệtUEFAbáo bóng đá việt namHuyền thoại bóng đágiải ngoại hạng anhSeagametap chi bong da the gioitin bong da lutrận đấu hôm nayviệt nam bóng đátin nong bong daBóng đá nữthể thao 7m24h bóng đábóng đá hôm naythe thao ngoai hang anhtin nhanh bóng đáphòng thay đồ bóng đábóng đá phủikèo nhà cái onbetbóng đá lu 2thông tin phòng thay đồthe thao vuaapp đánh lô đềdudoanxosoxổ số giải đặc biệthôm nay xổ sốkèo đẹp hôm nayketquaxosokq xskqxsmnsoi cầu ba miềnsoi cau thong kesxkt hôm naythế giới xổ sốxổ số 24hxo.soxoso3mienxo so ba mienxoso dac bietxosodientoanxổ số dự đoánvé số chiều xổxoso ket quaxosokienthietxoso kq hôm nayxoso ktxổ số megaxổ số mới nhất hôm nayxoso truc tiepxoso ViệtSX3MIENxs dự đoánxs mien bac hom nayxs miên namxsmientrungxsmn thu 7con số may mắn hôm nayKQXS 3 miền Bắc Trung Nam Nhanhdự đoán xổ số 3 miềndò vé sốdu doan xo so hom nayket qua xo xoket qua xo so.vntrúng thưởng xo sokq xoso trực tiếpket qua xskqxs 247số miền nams0x0 mienbacxosobamien hôm naysố đẹp hôm naysố đẹp trực tuyếnnuôi số đẹpxo so hom quaxoso ketquaxstruc tiep hom nayxổ số kiến thiết trực tiếpxổ số kq hôm nayso xo kq trực tuyenkết quả xổ số miền bắc trực tiếpxo so miền namxổ số miền nam trực tiếptrực tiếp xổ số hôm nayket wa xsKQ XOSOxoso onlinexo so truc tiep hom nayxsttso mien bac trong ngàyKQXS3Msố so mien bacdu doan xo so onlinedu doan cau loxổ số kenokqxs vnKQXOSOKQXS hôm naytrực tiếp kết quả xổ số ba miềncap lo dep nhat hom naysoi cầu chuẩn hôm nayso ket qua xo soXem kết quả xổ số nhanh nhấtSX3MIENXSMB chủ nhậtKQXSMNkết quả mở giải trực tuyếnGiờ vàng chốt số OnlineĐánh Đề Con Gìdò số miền namdò vé số hôm nayso mo so debach thủ lô đẹp nhất hôm naycầu đề hôm naykết quả xổ số kiến thiết toàn quốccau dep 88xsmb rong bach kimket qua xs 2023dự đoán xổ số hàng ngàyBạch thủ đề miền BắcSoi Cầu MB thần tàisoi cau vip 247soi cầu tốtsoi cầu miễn phísoi cau mb vipxsmb hom nayxs vietlottxsmn hôm naycầu lô đẹpthống kê lô kép xổ số miền Bắcquay thử xsmnxổ số thần tàiQuay thử XSMTxổ số chiều nayxo so mien nam hom nayweb đánh lô đề trực tuyến uy tínKQXS hôm nayxsmb ngày hôm nayXSMT chủ nhậtxổ số Power 6/55KQXS A trúng roycao thủ chốt sốbảng xổ số đặc biệtsoi cầu 247 vipsoi cầu wap 666Soi cầu miễn phí 888 VIPSoi Cau Chuan MBđộc thủ desố miền bắcthần tài cho sốKết quả xổ số thần tàiXem trực tiếp xổ sốXIN SỐ THẦN TÀI THỔ ĐỊACầu lô số đẹplô đẹp vip 24hsoi cầu miễn phí 888xổ số kiến thiết chiều nayXSMN thứ 7 hàng tuầnKết quả Xổ số Hồ Chí Minhnhà cái xổ số Việt NamXổ Số Đại PhátXổ số mới nhất Hôm Nayso xo mb hom nayxxmb88quay thu mbXo so Minh ChinhXS Minh Ngọc trực tiếp hôm nayXSMN 88XSTDxs than taixổ số UY TIN NHẤTxs vietlott 88SOI CẦU SIÊU CHUẨNSoiCauVietlô đẹp hôm nay vipket qua so xo hom naykqxsmb 30 ngàydự đoán xổ số 3 miềnSoi cầu 3 càng chuẩn xácbạch thủ lônuoi lo chuanbắt lô chuẩn theo ngàykq xo-solô 3 càngnuôi lô đề siêu vipcầu Lô Xiên XSMBđề về bao nhiêuSoi cầu x3xổ số kiến thiết ngày hôm nayquay thử xsmttruc tiep kết quả sxmntrực tiếp miền bắckết quả xổ số chấm vnbảng xs đặc biệt năm 2023soi cau xsmbxổ số hà nội hôm naysxmtxsmt hôm nayxs truc tiep mbketqua xo so onlinekqxs onlinexo số hôm nayXS3MTin xs hôm nayxsmn thu2XSMN hom nayxổ số miền bắc trực tiếp hôm naySO XOxsmbsxmn hôm nay188betlink188 xo sosoi cầu vip 88lô tô việtsoi lô việtXS247xs ba miềnchốt lô đẹp nhất hôm naychốt số xsmbCHƠI LÔ TÔsoi cau mn hom naychốt lô chuẩndu doan sxmtdự đoán xổ số onlinerồng bạch kim chốt 3 càng miễn phí hôm naythống kê lô gan miền bắcdàn đề lôCầu Kèo Đặc Biệtchốt cầu may mắnkết quả xổ số miền bắc hômSoi cầu vàng 777thẻ bài onlinedu doan mn 888soi cầu miền nam vipsoi cầu mt vipdàn de hôm nay7 cao thủ chốt sốsoi cau mien phi 7777 cao thủ chốt số nức tiếng3 càng miền bắcrồng bạch kim 777dàn de bất bạion newsddxsmn188betw88w88789bettf88sin88suvipsunwintf88five8812betsv88vn88Top 10 nhà cái uy tínsky88iwinlucky88nhacaisin88oxbetm88vn88w88789betiwinf8betrio66rio66lucky88oxbetvn88188bet789betMay-88five88one88sin88bk88xbetoxbetMU88188BETSV88RIO66ONBET88188betM88M88SV88Jun-68Jun-88one88iwinv9betw388OXBETw388w388onbetonbetonbetonbet88onbet88onbet88onbet88onbetonbetonbetonbetqh88mu88Nhà cái uy tínpog79vp777vp777vipbetvipbetuk88uk88typhu88typhu88tk88tk88sm66sm66me88me888live8live8livesm66me88win798livesm66me88win79pog79pog79vp777vp777uk88uk88tk88tk88luck8luck8kingbet86kingbet86k188k188hr99hr99123b8xbetvnvipbetsv66zbettaisunwin-vntyphu88vn138vwinvwinvi68ee881xbetrio66zbetvn138i9betvipfi88clubcf68onbet88ee88typhu88onbetonbetkhuyenmai12bet-moblie12betmoblietaimienphi247vi68clupcf68clupvipbeti9betqh88onb123onbefsoi cầunổ hũbắn cáđá gàđá gàgame bàicasinosoi cầuxóc đĩagame bàigiải mã giấc mơbầu cuaslot gamecasinonổ hủdàn đềBắn cácasinodàn đềnổ hũtài xỉuslot gamecasinobắn cáđá gàgame bàithể thaogame bàisoi cầukqsssoi cầucờ tướngbắn cágame bàixóc đĩaAG百家乐AG百家乐AG真人AG真人爱游戏华体会华体会im体育kok体育开云体育开云体育开云体育乐鱼体育乐鱼体育欧宝体育ob体育亚博体育亚博体育亚博体育亚博体育亚博体育亚博体育开云体育开云体育棋牌棋牌沙巴体育买球平台新葡京娱乐开云体育mu88qh88

Leave a Reply